Meet your Mortgage Expert
Prior to joining Giving Tree Lending, Christine gained experience as a Closing Agent, Processor, and Loan Officer Assistant at lending institutions in Southern California. She understands the intricacies of loan origination, pricing, loan calculation, contracts, and closing documents.
She provides professional financial services, specializing in financing the purchase and refinance of residential and commercial real estate. Christine focuses on educating her clients in the home-buying process while finding them the best loan program that suits their needs.
Christine is fluent in both English and Korean. Outside of the office, she likes to spend time with her family and friends, watch movies, eat sushi, and try new restaurants and cafes.
Our Loan Products
Every home financing situation is unique. That’s why Giving Tree Lending offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.
Home Purchase
Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.
Home Refinance
Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.
Home Construction
Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.
Home Renovation
Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.
Home Equity
Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.
Contact Christine Bae
