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JUAN ORTIZ

Mortgage Loan Originator

Meet your Mortgage Expert

With over two decades of experience in real estate, I bring a unique perspective shaped by my work as a mortgage lender, real estate agent, investor, and developer. Since beginning my career in 2001, I’ve gained a deep understanding of every side of the industry, allowing me to guide clients with confidence and clarity.

My approach is rooted in transparency, trust, and straightforward communication. I believe real estate is more than transactions — it’s about helping people achieve their dreams. Whether you’re purchasing your first home, building an investment portfolio, or pursuing development opportunities, I provide knowledgeable, empathetic guidance every step of the way.

Working with me means having a trusted partner who combines industry expertise with genuine care for your goals. I take pride in simplifying the process, equipping clients with the insights they need, and building lasting relationships built on honesty and results.

Our Loan Products

Every home financing situation is unique. That’s why Giving Tree Lending offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.

Home Purchase

Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.

Home Refinance

Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.

Home Construction

Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.

Home Renovation

Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.

Home Equity

Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.

Contact Juan Ortiz

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