Meet your Mortgage Expert
With over 10 years of experience as a trusted Real Estate Agent, Sarah now brings that same drive and commitment to the mortgage industry as a Loan Officer. Having built long-term relationships with past clients, she is passionate about continuing to serve them with smart, strategic financing solutions that truly support their goals.
Sarah's deep understanding of real estate transactions allows her to structure loans more effectively, anticipate challenges before they arise, and deliver smoother closings and better outcomes. Fluent in English and Korean, she is driven by results and committed to helping clients move forward with confidence.
Our Loan Products
Every home financing situation is unique. That’s why Giving Tree Lending offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.
Home Purchase
Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.
Home Refinance
Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.
Home Construction
Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.
Home Renovation
Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.
Home Equity
Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.
Contact Sarah Chung
